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					  <title><![CDATA[Module Four]]></title>
					  <link>http://www.thinkmillionaire.com/articles/8/1/Module-Four/Page1.html</link>
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<p align="center"><b><font face="Georgia" size="5">Are You Fiscally Fit? Financially Sound??</font></b></p>
<p><font face="Georgia">As you have discovered by now, developing the Millionaire Mindset is <b>more about YOU</b> and less about money and wealth.<br/><br/>What's important for you to realize is that <b>if money becomes your primary motivation, somewhere along your journey you'll come up feeling empty.</b><br/><br/>However, when you focus on YOU, who you are, what you bring to the table, your dreams, your abilities, your purpose; then money and wealth just become tools to use to accomplish those dreams.<br/><br/>This module places an emphasis on having your money work for you, not you working for your money. It centers around three major components of personal finance: planning, debt reduction and elimination, and financial independence.</font></p>
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<p align="left"><b><font style="font-size: 12pt;" face="Verdana" size="5">"Wealth gotten by vanity shall be diminished: but he that gathered by labor shall increase." ~Proverbs 13:11</font></b></p></td></tr></tbody></table></center></div>
<p><font face="Georgia">Many individuals never reach their dream of building wealth, early retirement, and becoming financially independent because of a failure to be FISCALLY fit, or financially sound.<br/><br/>In Module Two we focused on the importance of being PHYSICALLY fit, here it is on FISCAL FITNESS!</font></p>
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<p align="center"><b><font face="Verdana" size="5">"Every man is the architect of his own fortune."<br/></font><font face="Verdana" size="4">~Sallust (speech to Caesar, 1st century B.C.</font></b></p></td></tr></tbody></table></center></div>
<p><font face="Georgia">In fact, if you miss everything else in this module, get this:</font></p>
<p><b><font face="Georgia">Having a lot of money does not make you rich or wealthy, and in fact it reveals how bad a person's financial intelligence and Millionaire Mindset really is.</font></b></p>
<p><font face="Georgia">Just look at a couple of examples:</font></p>
<p><font face="Georgia">Evelyn Adams, won the New Jersey lottery not once, but twice (1985 and 1986), for a total of $5.4 million. Today the money has been long gone and she lives in a trailer in New Jersey. She had the millions, she just did not have the Millionaire Mindset.</font></p>
<p><font face="Georgia">Bud Post won $16.2 million in the Pennsylvania lottery in 1988 but now lives on Social Security. A former girlfriend successfully sued him for a share of the winnings. A brother hired a hit man to kill him hoping to inherit a share of the winnings. Other siblings nagged him to invest in a car dealership and a restaurant, neither which were successful. Within one year, he had lost all his money and was more than $1 million in debt. He now lives on $450 a month Social Security and food stamps. Post had the millions, he just did not have the Millionaire Mindset.</font></p>
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<p align="justify"><font face="Georgia">"<i>Words such as millionaire, multimillionaire and billionaire carry a magic and compelling ring. Understandably enough, many people are mesmerized by those words, by what they think those words imply-and by the thought of piling up a personal fortune as an end in itself.</i></font> 
</p><p align="justify"><font face="Georgia"><i>These people seem to believe that every millionaire has his millions in ready cash, stored in strongboxes beneath his bed or in a handy wall safe in his library, to hold or squander according to his whim. They also apparently believe that money can buy them everything and solve all their problems</i>." ~ J. Paul Getty, multi-billionaire and author of, "<i>How To Be Rich</i>"</font></p>
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<p><font face="Georgia">Working to become financially sound, and gain a measure of financial intelligence, you do not have to become an <i>accountant</i>, however you do need to become <i><b>accountable</b></i>.</font></p>
<p><font face="Georgia">You have to take stock of where you are financially. Essentially a "snap-shot" of your current financial situation: budgets, income, expenses, and debts.</font></p>
<p><font face="Georgia">Understanding your financial picture, your cash flow and financial management, is an absolute necessity for you to obtain the Millionaire Mindset and reach your dreams.</font></p>
<p><font face="Georgia">Think about the following questions:</font></p>
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<li><font face="Georgia">What am I spending my money on?</font> 
</li><li><font face="Georgia">How much money am I investing on a regular basis?</font> 
</li><li><font face="Georgia">Am I carrying to much debt and is the interest rate killing me?</font> 
</li><li><font face="Georgia">What are my financial goals in the next 12 months?</font> </li></ol>
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<td><b><font style="font-size: 12pt;" face="Verdana" size="5">"A rich man is nothing but a poor man with money." ~W.C. Fields, actor</font></b></td></tr></tbody></table></center></div>
<p align="left"><font face="Georgia">Don't forget this is a process... not a destination. Your financial picture will not change overnight. This module is not going to be a lesson in micro waved money management or instant financial success.</font> 
</p><p align="left"><font face="Georgia">This module will give you the tools to get you started moving in the right direction to build your successful financial future.</font> 
</p><p><b><font face="Arial">To your millionaire success...</font></b> 
</p><p><b><font face="Arial">Johnny Wimbrey</font></b> 
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<p align="center"><b><font face="Verdana" size="5">Rule No. 1 - Never lose money.</font></b> 
</p><p align="center"><b><font face="Verdana" size="5">Rule No. 2 - Never forget rule No. 1<br/></font></b></p>
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</p><p align="center"><font face="Verdana" size="4">~ Warren Buffet, The World's Second Richest Man and Investment Entrepreneur</font></p>


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</p><p align="center"><b><font face="Arial"><a href="http://www.johnnywimbrey.com/module4_budget_worksheets.html">Click Here To Access Financial Inventory Sheets</a></font></b></p>





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					  <author>no@spam.com (Johnny Wimbrey)</author>
					  <pubDate>Mon, 08 Oct 2007 23:25:16 EST</pubDate>
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